1. Audi R8 Spyder Convertible: $3,384
The top spot here is taken by the V10, convertible version of the Audi R8, which landed in the #4 spot. Why would a car like the R8 5.2 Spyder cost so much to insure? Well it is flashy, fast, and fictional billionaire super-hero Tony Stark has one! With a price tag of $187,000 and a 525 horsepower engine that teleports you to 60 mph in just 4.1 seconds.