3. 2008 Mercury Sable: $2,610
Consider the 2008 Mercury Sable as a luxury edition of the Ford Taurus. What that means is arguably there’s less flashiness that on the Ford full-size sedan, and less of an incentive to drive aggressively. Add in the shared NHTSA ratings for safety, and you’ve got one of the safest and cheapest to insure vehicles to put your teenager in.