Home / Auto News / News article: Top 10 Most Expensive States for Car Insurance - AutoGuide.com News
 |  Mar 18 2013, 6:02 PM

10. Kentucky - $1,725 Average Annual Premium

welcome-to-kentucky

Interested in how your state ranks in terms of car insurance premiums?

Each year, Insure.com does a state-by-state comparison of insurance costs, ranking all 50 states plus Washington D.C. by the average annual premiums. The rates are based on insurance for a single, 40-year-old male who drives 12 miles to work each day. Policy limits are $100,000 for injured liability for one person, $300,000 for all injuries, and $50,000 for property damage in an accident. The deductible is $500 on collision and comprehensive coverage. It also includes uninsured motorist coverage and assumes the driver has a clean record and good credit.

Kicking off the top 10 list of most expensive states to insure a vehicle is Kentucky with an average annual premium of $1,725. According to the most recent data from the United States Census Bureau, Kentucky has a state population of 4.38 million and is home to Louisville, Bowling Green, and Lexington.

  • Jeffreysofhawaii

    Washington DC is now a State ?

  • Jeff

    Michigan’s auto Insurance has gotten to be so out of hand. It’s more than doubled in the past 3 years. I went from paying about 1000$ a year to over 2400$ a year. I had 1 pt. on my licence when I was paying 1000$ with not one single claim now I have 2 pts on my licence and still never have I had a claim on my auto insurance? This is legal stealing that the state of michigan is doing and our government needs to step in or this troubled state is going to dig itself in a hole that we the people will never beable to get out of. It’s sad what the Insurance companies in Michigan are doing to its people and our government doesn’t even care

  • Joseph

    Michigan is in trouble! Increased insurance rates, registration fees, and gas taxes that have been proposed this year will have a negative effect on the revenue the state generates from me. People will be forced to drop insurance coverage, and will not register vehicles. I have decided that it is not worth the cost to register and insure as many vehicles as I did in the past. I will now operate two vehicles instead of four. By my math the fund, and the state has just lost money. I will keep my extra vehicles parked until there is a demand for them