9. Rhode Island - $1,735 Average Annual Premium
Next on the list is Rhode Island, the Ocean State, with an average annual premium of $1,735 – just slightly more than Kentucky’s average.
Rhode Island is one of the least populated states in America with just over one million residents and has its cost of living is higher than the nation’s average. Although it barely has over one million residents, Rhode Island is the second most densely populated state in America, behind New Jersey.