Top 10 Cheapest States for Car Insurance

Top 10 Cheapest States for Car Insurance

6. Idaho - $1,133 Average Annual Premium

Idaho has an average annual insurance premium of $1,133 according to, good enough for sixth place on the top 10 cheapest states for car insurance in America. Close to 1.6-million residents live in Idaho with its largest city being Boise, which is also its capital. Of course, Idaho is most well known in America for its potatoes, often being referred to as the “Potato State.” It’s one of the few states in America without a major freeway linking its two largest metropolitan areas of Boise and Coeur d’Alene.

  • Donna Chan

    even these are all way too much money, IMO.
    i live in NY (one of the more expensive states) and I only pay $25 monthly thru 4autoinsurancequote.
    why do these people pay so much? do they not shop around??

  • GuestToo

    People also have to factor in what coverage amounts they’ll have, what deductible they choose, etc. – which are the primary influences on what their premiums will be aside from what state they’re in as well. I myself have insurance in AZ, BUT because I dont have to worry about driving to a job every day, I can have insurance for a pleasure vehicle – which is also far more cheaper AND thats.w the best coverage of $300k COMBINED single limit across the board w only a $500 deductible/ collision & I only pay about $650/YR… Then again, I also have a perfect driving record/ history and am just shy of 50 – which are also top criteria in assessing premiums. Much younger drivers are higher risk, as are much older drivers… Along with if you’ve ever had an accident or ever filed a claim. People tend to forget about these things having a major impact. Then again, there’s also credit scores nowadays that have a big impact too…