Top 10 Cheapest States for Car Insurance

Top 10 Cheapest States for Car Insurance

5. New Hampshire - $1,112 Average Annual Premium

With barely over 1.3-million people living in New Hampshire, insurance rates are fairly cheap at an average annual premium of $1,112. It is also the fifth smallest state in America and has a well-maintained, well-signed network of highways. The state also features 11 public transit authorities that operate local and regional bus services around the state.

  • Donna Chan

    even these are all way too much money, IMO.
    i live in NY (one of the more expensive states) and I only pay $25 monthly thru 4autoinsurancequote.
    why do these people pay so much? do they not shop around??

  • GuestToo

    People also have to factor in what coverage amounts they’ll have, what deductible they choose, etc. – which are the primary influences on what their premiums will be aside from what state they’re in as well. I myself have insurance in AZ, BUT because I dont have to worry about driving to a job every day, I can have insurance for a pleasure vehicle – which is also far more cheaper AND thats.w the best coverage of $300k COMBINED single limit across the board w only a $500 deductible/ collision & I only pay about $650/YR… Then again, I also have a perfect driving record/ history and am just shy of 50 – which are also top criteria in assessing premiums. Much younger drivers are higher risk, as are much older drivers… Along with if you’ve ever had an accident or ever filed a claim. People tend to forget about these things having a major impact. Then again, there’s also credit scores nowadays that have a big impact too…

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