Top 10 Cheapest States for Car Insurance

Top 10 Cheapest States for Car Insurance

4. Ohio - $1,106 Average Annual Premium

An average annual insurance premium of $1,106 nets Ohio the fourth place spot on this top 10 list. It is the seventh most populous state in America with over 11.5-million residents. Major cities include Akron and Canton, home of the Pro Football Hall of Fame. And of course there its capital, Columbus which is home to The Ohio State University. For us automotive enthusiasts, Ohio is home to 228 miles of the Historic National Road, now known as U.S. Route 40.

  • Donna Chan

    even these are all way too much money, IMO.
    i live in NY (one of the more expensive states) and I only pay $25 monthly thru 4autoinsurancequote.
    why do these people pay so much? do they not shop around??

  • GuestToo

    People also have to factor in what coverage amounts they’ll have, what deductible they choose, etc. – which are the primary influences on what their premiums will be aside from what state they’re in as well. I myself have insurance in AZ, BUT because I dont have to worry about driving to a job every day, I can have insurance for a pleasure vehicle – which is also far more cheaper AND thats.w the best coverage of $300k COMBINED single limit across the board w only a $500 deductible/ collision & I only pay about $650/YR… Then again, I also have a perfect driving record/ history and am just shy of 50 – which are also top criteria in assessing premiums. Much younger drivers are higher risk, as are much older drivers… Along with if you’ve ever had an accident or ever filed a claim. People tend to forget about these things having a major impact. Then again, there’s also credit scores nowadays that have a big impact too…