6. Compare Insurance Rates
If you have a more than one car in mind, take a few minutes to ask your insurance company for a quote. Insurance companies use a number of statistics to determine how much it will cost to insure the car you’ll be driving – for example, young, risky drivers try out cars like the Honda Civic, whereas the Mazda MX-5 skews to an older, more responsible crowd, making the Mazda a cheaper car to insure. Zip codes also have a pretty significant sway in terms of insurance rates.
Additionally, make sure to shop more than one insurance company. They all tend to have different numbers. It might take some time to find the lowest and most appropriate coverage but it can save quite a bit of money in the long term.