What is the Cheapest Car to Insure?

What is the Cheapest Car to Insure?

Curious to know what’s the cheapest car to insure according to a recent study?

According to Insure.com, the cheapest vehicle to insure from the 2014 model year is a Jeep Wrangler Sport. Based on full coverage for a 40-year-old male with a clean driving record and good credit, the 2014 Jeep Wrangler Sport will cost $1,080 to insure for the entire year. That rate is based on a 100/300/50 policy and has a $500 deductible on collision and comprehensive coverage.

According to Insure.com two main factors play into the SUV’s low insurance rate. First, it’s generally driven by safe drivers. Second, it’s easy and cheap to fix.

If the Wrangler isn’t quite your taste but you’re still looking for a bargain when it comes to insurance, other low-cost options include the Honda Odyssey LX, Jeep Patriot Sport, Honda CR-V LX, and Jeep Compass Sport.

The averages were calculated using data from six large carriers including Allstate, Geico, Farmers, Nationwide, Progresssive and State Farm.

Discuss this story at our Jeep Wrangler forum

  • Olivia Zhang

    Wow. It’s hard to believe that the Honda CR-V is #4 on this list!
    What I mean is – it’s hard to believe that there are cars out there that are cheaper to insure!
    I pay $25/month to insure my CR-V (rates found at 4AutoInsuranceQuote)​… I can’t believe that a Wrangler would cost less… The CR-V is safer, better on gas mileage, and has cheaper parts (cheaper to maintain).
    IMO, the CRV beats the Wrangler in all aspects.

  • Cave Johnson

    But in the end, you’re still driving a CR-V.

  • big dick rick

    my mom has a crv and its accelartion is so slow
    its 0-60 is like 10 seconds…..

  • Billllll

    Who let you out of the kitchen?

  • Sarah F

    I feel sorry for you.

  • Charlie Trexler

    You don’t look 40!

  • shaun

    A CR-V’s cheaper to maintain than a Jeep Wrangler? Lol..

    The CR-V’s is, for all intents and purposes, a Civic Wagon. The Wrangler is a true body-on-frame truck. You can’t even compare the two. The Wrangler’s for people that want to have fun in their lives and their drive. The CR-V’s for people who just want to get from point-A to point-B. You will never hear a true Jeeper complain about the gas mileage, because it simply doesn’t matter.

    Honda lost all the driving passion when they stopped building CRXs, S2000s and NSXs. Fact. The CR-V’s just another econo-box-based crossover.There are many like it, and they’re all terrible. The crossover SUV is the worst thing to happen to the automotive industry since front-wheel-drive.

  • Fred Johnson

    We have a 2010 CRV and a 2014 Wrangler Sport 2door. I also have a 2012 Subaru Impreza. Insurance for all 3 is only $1500 a year for wife and I. That’s only $500 per car per year. We have a $500 deductible and 250/500 full coverage which is much better coverage than 100/300. We drive about 30k miles a year. Not sure who is paying those high rates the author quoted. However, we do have a clean driving record and good credit report.

  • Max Buy

    Our star moment, fellows! 🙂