4. Honda CR-V LX - $1,115
From Honda, the CR-V LX will run you $1,115 a year to insure while costing you $23,775 off the dealership lot. Under the hood is a 2.4-liter four-cylinder engine providing 185 hp and 163 lb-ft of torque while getting 23 MPG in the city and 31 MPG on the highway. It offers your typical Honda dependability and reliability, all in a versatile SUV body.