10 Things Your Insurance Company Knows About You

10 Things Your Insurance Company Knows About You

What they do and don't know about you

Your insurance company can’t verify the annual mileage you drive, your marital status or who in your household drives your car, so why do they ask those questions when it comes to getting an insurance provider?

We reached out to an insurance expert for answers about what you share with your insurance provider. But one thing is for sure; your contract with an auto insurance provider is about trust.

“On every insurance application the consumer is asked to sign it in order to give consent,” says Anne-Marie Thomas, a spokesperson from InsuranceHotline. “You’re authorizing the insurance company to collect and assess your driving history in order to give you insurance.” That means that your driving history and the answers you give on your insurance application is what makes up the majority of the profile that your provider has of you.

  • smartacus

    Point Number4 is very important; men!!!
    An easy way to get a criminal record is to miss a child-support payment
    (even if you have proven in court the DNA was not yours)
    *simply do is do a duckduckgo search (or Yandex or Bing or whatever) on
    “Carnell Alexander”

  • Petie Wheatstraw

    Point 6 shows that this article is a bunch of BS. Your insurance rate will go up once you claim additional new driver so why not just state it here at point number 6? Why? Because this article was designed by the insurance company.

  • dbdweeb

    If I “forget” to tell the insurance company that my teenage son is driving isn’t the insurance company still liable? What if he’s been driving for years then has an accident and I say, “Oh yeah, he just started driving I was getting ready to call you about it.” Isn’t the mere fact that I have teenagers somewhat factored into the rate regardless of whether they are driving?

    Also, why can’t they just insure the driver for liability irrespective of the cars. If I’m single and own 2 equally old, non-sporty vehicles and I choose to not to insure either vehicle and just want liability, why do I have to pay double if I own 2 cars? I can only drive one at a time.