Automobile insurance for a teen driver isn’t cheap, that’s nothing new. But did you know that putting your young one on the family policy can double your monthly premium?
AutoGuide News Blog
The AutoGuide News Blog is your source for breaking stories from the auto industry. Delivering news immediately, the AutoGuide Blog is constantly updated with the latest information, photos and video from manufacturers, auto shows, the aftermarket and professional racing.
Smokers have a small arsenal of gimmicks to keep deadly cravings at bay, but what about teens addicted to texting from behind the wheel? Now they have “thumb socks.”
10. 2009 Ford Fusion: $2,890
Insurance isn’t kind to teenage drivers. Rates are usually double the price of experienced drivers. Luckily CarInsure.com has provided a list of the top 10 best vehicles to insure for teenagers.
The rates are calculated based on a Washington family: a married couple driving a 2011 Honda Accord and a 2009 Chevrolet Traverse, with a clean driving record and good credit. Their teenage driver is a 16-year-old male, also with a clean driving record. This list covers a five-year insurance impact. The vehicles on this list are from 2008, or 2009.
Tenth on the list is the 2009 Ford Fusion, equipped with ESC. This car gains its price thanks to a perfect NHTSA front impact score and the highest score possible for frontal-offset and side impact tests from the Insurance Institute for Highway Safety. The key to this model though is the optional electronic stability control.
Teens are going to have to work harder to hide their whereabouts, once GM wraps up a pilot program that lets concerned parents track the location of their precious ones, in real time.
The program is part of the OnStar system, and over 10,000 of its current subscribers have been chosen to take part. Parents can log onto a GM website and view the location of their car on a map, thereby preventing a web of lies and deceit. Alerts can pop up in the form of a text message or an email.
“Our subscribers have asked us for a solution to help them stay connected to their family when they’re on the road,” said Linda Marshall, president of OnStar. “What parent hasn’t asked their teenaged driver to call or send a text when they arrive somewhere, only to not hear from them?”
The program isn’t just limited to helicopter doting parents, too: OnStar suggests that it could be used to track the elderly, cheating husbands, or in less dramatic fashion, those driving long distances or through bad weather.
OnStar is also considering programs that can alert subscribers when a car exceeds the speed limit, or drives further than a set location, or—presumably—when somebody turns on the radio to Howard Stern.