10 Big Lies People Make on Car Insurance Applications
According to a recent survey, one in three insurance applicants have lied in the hope of get cheaper auto insurance rates.
According to CarInsurance.com a total of 34 percent of drivers surveyed omitted information or supplied false information to their car insurance providers with men more likely to lie than women. Drivers under the age of 30 were three times more likely to submit lies than drivers over 50.
SEE ALSO: Top 10 Most Expensive Cars to Insure
So what are the top 10 things people lie about on car insurance applications?
- Annual mileage: 36.3 percent
- Where their car is parked: 32.4 percent
- Names of drivers with access to vehicle: 25.1 percent
- Tickets or accident history: 20.5 percent
- Gaps in insurance coverage: 19.2 percent
- School or teen driver’s grades: 18.9 percent
- If the car has an anti-theft device: 17.4 percent
- Primary type of vehicle use (business, school or work): 17.3 percent
- Education level: 16.9 percent
- Marital status: 16.9 percent
Falling just off the top-10 list, a total of 15.8 percent of people lied about how long they had been licensed for, while 15.7 percent lied about having major modifications done to their vehicle.
The online survey conducted involved 2,000 licensed drivers and took place in October 2013 with respondents divided evenly by sex, age groups 18 to 65 and by geographic regions.
Jason Siu began his career in automotive journalism in 2003 with Modified Magazine, a property previously held by VerticalScope. As the West Coast Editor, he played a pivotal role while also extending his expertise to Modified Luxury & Exotics and Modified Mustangs. Beyond his editorial work, Jason authored two notable Cartech books. His tenure at AutoGuide.com saw him immersed in the daily news cycle, yet his passion for hands-on evaluation led him to focus on testing and product reviews, offering well-rounded recommendations to AutoGuide readers. Currently, as the Content Director for VerticalScope, Jason spearheads the content strategy for an array of online publications, a role that has him at the helm of ensuring quality and consistency across the board.
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This is awful.. don't they know that if they ever have an accident they will be denied their claim due to misrepresentation? Sure, you might be able to get away for it, but not for long... If cheap insurance rates are what you are seeking by lying on your insurance application, you don't need to lie to find them. Just shop around. 4AutoInsuranceQuote and Insurance Panda are two of the sites I use. (I switch polices every six months to keep rates low)... I usually pay less than $25 for insurance. You just have to shop around... you don't need to lie.