Ten States Where Teen Car Insurance is the Most Expensive

Ten States Where Teen Car Insurance is the Most Expensive

A recent study has revealed the top 10 most expensive states for teen car insurance.

According to, U.S. families who add a young driver to their existing car insurance policy see an average premium increase of 80 percent, which is slightly up from last year’s report of 79 percent. But not all states have the same percentage increase, with some significantly less – such as Hawaii where the average premium increased only 16.83 percent. Five states in the U.S. see an average premium increase of at least double with Rhode Island seeing 101.76 percent increase after adding a teen driver, 102.76 percent in Maine, 104.10 percent in Illinois, 104.45 percent in Wyoming and 114.92 percent in New Hampshire, the most expensive state for teen car insurance.

SEE ALSO: Top 10 Best States for Teen Drivers

The rest of the top 10 includes Oregon (99.10 percent), Connecticut (98.31 percent), Arizona (95.89 percent), Vermont (94.99 percent) and Nevada (93.77 percent). Joining Hawaii at the bottom of the list, New York (53.03 percent), Michigan (56.63 percent), North Carolina (60.11 percent) and New Mexico (60.37 percent) are the cheapest states to insure a teen driver.

The study also revealed that teenage males are much more expensive to insure than teenage females (92 percent vs. 67 percent), although six states do not allow insurers to use gender in their rate calculations: Hawaii, Massachusetts, Michigan, Montana, North Carolina and Pennsylvania.