Concord Auto Protect Extended Warranty Review
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Concord Auto Protect offers some of the lowest-priced vehicle service contracts in the industry. But does low cost mean low quality? This review will take a closer look at Concord Auto Protect reviews, premium coverage options, and plan costs.
Aside from providing guaranteed peace of mind, there is one other thing that the best extended car warranty companies have in common: Pricing is different for every customer. Compare coverage prices for your vehicle by getting free quotes above to better understand how much an extended car warranty will cost for you.
Table of contents
Concord Auto Protect Review: 3.9 Stars
Concord Auto Protect Highlights
Overall Rating |
3.9 |
---|---|
Reputation |
3.8 |
Coverage |
3.5 |
Price |
4.0 |
Transparency |
4.5 |
Customer Service |
4.3 |
Concord Auto Protect is relatively young for an extended warranty services provider. This extended warranty provider, headquartered at 1150 1st Ave, King of Prussia, PA 19406, has been in business for seven years and is available nationwide. It offers standard coverage options at especially low prices. Overall, our team gave it a star rating of 3.9 out of 5.0-stars and named it Best for Luxury Cars.
Concord Auto Protect Extended Warranty Coverage
Powertrain Plan |
Advanced Plan |
Premium Plan |
|
---|---|---|---|
Engine |
✓ |
✓ |
✓ |
Transmission |
✓ |
✓ |
✓ |
Drive Axles |
✓ |
✓ |
✓ |
Electrical Components |
✓ |
✓ |
✓ |
Cooling System |
✓ |
✓ |
✓ |
Master Cylinder |
✓ |
✓ |
✓ |
All-Wheel Drive |
✓ |
✓ |
|
Steering |
✓ |
✓ |
|
Heating |
✓ |
||
Air Conditioning |
✓ |
||
Fuel System |
✓ |
||
High-Tech Electronics |
✓ |
||
Turbo/Supercharger |
✓ |
||
Suspension |
✓ |
Each Concord Auto Protect plan has a 30-day and 1,000-mile waiting period. Coverage does not begin until both conditions are met. This is to ensure that Concord does not end up paying for a preexisting condition. It's standard for the industry.
Benefits
All warranty plans are transferable to new owners and include these additional benefits:
- Rental car reimbursement: $75 a day for up to four days (no more than $300 per incident)
- Trip interruption coverage: $50 a day for up to three days
- Battery service and fuel delivery: $40 toward boost, jump-start, or fuel delivery cost
- Towing: $120 per occurrence
- Lockout assistance: $25 per occurrence
Overall, Concord Auto Protect coverage is standard, with the powertrain warranty being a little more comprehensive than some competitors. Most powertrain warranties do not cover the engine cooling system or master cylinder.
Concord Auto Protect Cost
Concord Extended Warranty |
Term Length |
Total Cost |
Deductible |
Cost per Year of Coverage |
---|---|---|---|---|
Powertrain |
5 years/75,000 miles |
$1,550 |
$100 |
$310 |
Premium |
5 years/75,000 miles |
$1,725 |
$100 |
$345 |
Our test vehicle had 45,000 miles on it. Your own quote may vary depending on your vehicle, mileage, and location. Concord Auto Protect also offers discounts for:
- AAA members
- Seniors
- Government and military employees
- Cars under 100,000 miles
Quotes and Claims Processes
The claims process with Concord Auto Protect is standard among extended auto warranty companies. If you experience a breakdown, simply bring your vehicle to a dealership or any mechanic certified by theNational Institute for Automotive Service Excellence (ASEⓇ). After the problem is diagnosed, Concord will pay the repair facility directly for covered repairs, minus your deductible.
The quotes we received from Concord Auto Protect are some of the lowest we have come across. This is because the entire cost must be paid upfront, while other extended warranty contracts can be financed on a monthly basis. The upfront cost may be expensive, but it is ultimately cheaper in the long run. Concord has a 30-day money-back guarantee policy. After 30 days, your refund will be prorated.
You can get a quote for a Concord Auto Protect extended warranty by using the Pennsylvania-based company's online quote tool or by calling this phone number, 888-399-2811.
Concord Auto Protect Reviews and Ratings
Concord Auto Protect has a Better Business Bureau (BBB) rating of B. It has nearly a 5.0-star customer review score based on more than 90 reviews. However, most of the positive reviews are from customers who did not have to file claims.
Customers were happy with the process of signing up for vehicle coverage, but those who tried to file claims for car repairs were generally not pleased. There were a few customers who felt that the exclusions in the Concord contract were too stringent.
“After speaking with numerous people in the mechanic world, service bulletins represent approximately 70 [percent] of the issues people bring vehicles in for. Concord will not fix any of these issues, which basically renders your warranty useless. I highly suggest you avoid this company!” - Mike V.
Mike V. also claimed in another post that a Concord Auto Protect representative reached out and offered him $500 to remove his review. If true, this may explain why there are so many positive reviews of the company despite an apparently poor record of paying out claims.
In most cases where customers were upset by the lack of coverage, Concord offered to refund the cost of the warranty contract.
Top Recommendations for Extended Car Warranties
Endurance: 4.6 Stars
Endurance has a Trustpilot score of 4.4 out of 5.0 stars based on more than 2,000 reviews and is a dependable provider. We think an Endurance extended warranty provides some of the best coverage in the industry. The company offers six levels of coverage that range from basic powertrain to comprehensive exclusionary coverage.
Endurance plans also come with a one-year free of Endurance Elite Benefits, which includes:
- Roadside assistance
- Two tire repairs/replacements per year
- Key fob replacement
- Total loss protection
- Collision discount
- Endurance mobile app
To see how much you would pay for an Endurance warranty, get a free quote for your vehicle below.
CARCHEX: 4.4 Stars
CARCHEX has been providing extended auto warranty contracts for over 20 years. It holds an A+ rating from the BBB. In the past three years, it has received around 100 customer complaints through the BBB. This is quite low considering the high volume of contracts CARCHEX sells each year.
We think CARCHEX offers top-notch customer service. The CARCHEX quotes process takes less than 10 minutes, and the company can also be contacted through an instant message tool on its website.
Learn more about coverage from CARCHEX with a free, personalized quote.
Our rating: 4.4 out of 5.0
Our research found this provider to be the best for used cars.
Methodology
- Price: Comparing providers can be difficult due to the many factors that influence cost. To determine this score, we employ a secret shopper analysis using different vehicles, mileages, warranty plans, and locations.
- Coverage: A wide variety of coverage is essential to support the differing needs of customers. We take into account the number of extended car warranty plans available, term limits, exclusions, and additional benefits.
- Customer Service: The level of customer service and care provided by an extended warranty company is an important consideration. Our review team sifts through customer reviews and complaints from reputable sources such as the Better Business Bureau (BBB) and Trustpilot. We also consider the responsiveness of each company’s customer service team based on our secret shopper analysis.
- Reputation: Good extended warranty providers consistently provide quality experiences. Our team takes into account BBB ratings and the company’s history of reliable service when giving this score.
- Transparency: Customers value a commitment to open and honest communication when it comes to vehicle service contracts. Our team of experts takes into account the availability of money-back guarantees and sample contracts.
Stephen Kenney is a writer and editor who focuses on car insurance, auto financing, and vehicle shipping services. He's a graduate of UNC-Chapel Hill and has experience covering categories ranging from travel to sports to environmental sustainability. In his free time, Stephen enjoys going on long-distance runs, trying out new recipes, and exploring his adopted hometown of Cincinnati.
More by Stephen Kenney
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