As your car ages, it becomes more prone to expensive breakdowns, which is why many drivers purchase an extended warranty for cars over 100K miles. Most manufacturer factory warranties expire well before this point, so without the extra coverage, you’ll be responsible for paying for repairs on your own.
In this article, we’ll review everything you need to know about extended warranties for cars over 100K miles, including the best extended warranty companies for older vehicle coverage. When assessing warranty providers, we consider factors such as industry reputation, coverage options, customer service, and average costs.
You can see how much an extended auto warranty from one of our top recommended providers would cost for your vehicle by getting a free quote below.
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What to Know About Extended Warranties for High-Mileage Vehicles
Driving 100,000 miles is a big milestone, but few manufacturer warranties will cover your car this long. Many people try to sell their vehicles before the odometer reaches the triple-digit mark, but if you hang on to your car for longer or are planning to buy an older used car, an extended warranty for cars over 100K miles could be a worthwhile investment.
The value of such a warranty is determined largely by which policy you choose and your vehicle. To help you decide whether the extra coverage would be worth it for you, below we’ve listed the pros and cons of an extended warranty for cars over 100K miles.
|Extended Car Warranty Pros||Extended Car Warranty Cons|
|Provides peace of mind that you will not need to pay a sudden large fee for a covered repair||The cost of a vehicle service contract could exceed the cost of covered repairs|
|Comes with extra perks like roadside assistance, rental car reimbursement, towing, and trip interruption coverage||Some issues may not be covered under your warranty|
|Can help to sell an older car, as it is an attractive perk for potential buyers||Choosing the wrong provider could mean a nightmare when it is time to make a claim|
Most and Least Durable Vehicles
The most dependable vehicles generally do not need warranty coverage. If you trust that your vehicle will not require too many repairs so long as you take good care of it, you can avoid the expense of a warranty. When considering an extended warranty for a car over 100K miles, research that car’s dependability, but keep in mind even the most dependable cars will break down eventually. An extended warranty could help you out when that day comes.
If you are considering an extended warranty for a car that you have owned since it was new, you already have an idea of its reliability. You may already be aware of common issues and how much they cost to fix. Of course, the older a car gets, the more likely it will break down. There is always the possibility that a new issue will arise that did not exist before.
If you’re buying a used car, do some research on the average annual repair costs and commonly needed repairs.
The chart below summarizes some average annual repair costs according to RepairPal.
Best Extended Warranty for Cars Over 100K Miles
Not every provider offers an extended warranty for cars over 100K. The chart below compares five third-party warranty providers that do.
5 Best Extended Warranty Providers for Cars Over 100K Miles:
- Endurance: Best Coverage
- CARCHEX: Best Service
- CarShield: Best Value
- Protect My Car: Best Financing
- autopom!: Best Customer Experience
|Warranty Provider||Highest Mileage
|Our Rating||Number of Warranty Plans||Get a Quote|
|Endurance||200,000+ miles||4.9 / 5.0||6||Get Quote|
|CARCHEX||250,000 miles||4.8 / 5.0||5||Get Quote|
|CarShield||200,000 miles||4.6 / 5.0||6||Get Quote|
|Protect My Car||125,000 miles||4.5 / 5.0||3||Get Quote|
|autopom!||150,000 miles||4.4 / 5.0||3||Get Quote|
Our Recommendations for Warranty Providers
The relative cost information in the chart above is based on our own quote research. You may find that with your particular vehicle, you get different deals. The best way to find a good price for an extended warranty for a car over 100K miles is to reach out for a free, non-committal quote yourself.
We think that Endurance and CARCHEX are two top-notch providers with solid coverage options.
Endurance: Best Coverage
Customers think highly of Endurance, and we do too. The company holds a 4.2 out of 5.0 rating on Trustpilot based on nearly 2,000 reviews. Endurance is transparent about its policies and provides sample contracts on its website so that customers are clear on their coverage. In our Endurance warranty review, we found the company to have excellent coverage options, especially for older vehicles. The EnduranceAdvantage plan is the highest level of coverage offered and can cover vehicles for over 200,000 miles.
Endurance is also known for its great customer service. When we reached out for quotes, our questions were answered quickly by knowledgeable and courteous representatives. Endurance agents showed a lack of pushiness that is rare in the extended car warranty business. You can get a free quote for yourself by clicking below.
Endurance is our pick for best coverage with its comprehensive warranty options.
CARCHEX: Best Service
CARCHEX has one of the strongest customer service reputations in the industry. CARCHEX reviews consistently give CARCHEX high marks in claims servicing, value, and coverage. The company boasts an A+ rating from the Better Business Bureau (BBB) and partners with industry leaders such as Kelley Blue Book and CARFAX.
We found that CARCHEX has some of the lowest-priced contracts among top-tier providers. It also has some of the highest-mileage contract limits, up to 10 years and 250,000 miles. An extended warranty from CARCHEX allows you to service your vehicle at any of the 30,000 licensed repair facilities in the country. It’s a great option for an extended warranty for cars over 100K miles. You can get a free CARCHEX quote below.
Is an Extended Warranty for Cars Over 100k Miles Worth it?
The manufacturer’s warranty that comes with your new car will expire after a certain amount of time or mileage. An extended warranty guarantees that you will continue to be protected against costs associated with unexpected breakdowns and other covered damage. It will also provide you with some extra peace of mind while on the road. An extended warranty for older vehicles may be worth it if the vehicle has costly repairs.
Several extended car warranty companies offer coverage for vehicles over 100,000 miles to help offset these costs. Get a quote from the recommended companies above to see how coverage could save you time and money.
Q & A
Here are a few frequently asked questions about extended warranties for cars over 100K miles.
What is a good price for an extended car warranty?
A good price for an extended car warranty depends on your car and coverage limits, as well as the deductible you choose. Most contract pricing ranges from $500 to $1,000 a year. Paying more than $1,600 a year for an extended car warranty is pricey, but may be worth it for a comprehensive policy.
What does a 100K mile warranty cover?
Every auto warranty is different. Many providers offer extended warranties for cars with over 100K miles, but not all provide the exact same coverage. In most cases, you can purchase a powertrain warranty, which covers the engine and related components, or a bumper-to-bumper warranty, which is more comprehensive. Car warranties can cover anything from your water pump and air conditioning to seals and gaskets.
How many miles does an extended warranty cover?
Not every extended warranty covers the same number of miles. Most manufacturer warranties cover powertrain components for 60,000 miles and other manufacturer-installed parts for 36,000 miles when you buy a new car. Extended manufacturer warranties from a dealership typically cover 75,000 to 100,000 miles. Independent providers sell extended warranties that go as high as 250,000 miles.