All new and certified pre-owned Fiat vehicles come with a limited factory warranty that pays for mechanical repairs for a certain length of time. But what exactly is covered under the Fiat warranty, and how long does coverage last?
Knowing the specifics of your Fiat warranty coverage can help you protect your finances from hefty repair bills after a breakdown. This review will take a deep dive into the Fiat warranty to help you better understand your coverage. We’ll also provide more information about how to lengthen your protection with a vehicle service contract from one of the best extended car warranty companies.
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Fiat Warranty Overview
The Fiat warranty lasts for 4 years/50,000 miles and covers defects in materials or workmanship that keep your Fiat from functioning in optimal condition.
There are a number of separate warranties that make up Fiat’s factory coverage:
|Fiat Warranty||Term Length||What’s Covered|
|Basic Limited Warranty||4 years/50,000 miles||Nearly all mechanical vehicle parts, including powertrain components|
|Parts and Accessories
|1 year/12,000 miles||Parts including brakes, wiper blades, clutch discs, windshields, rear windows, and more|
|3 years/unlimited miles||Sheet metal panels that rust
from the inside out
|5 years/unlimited miles||Outer-body sheet metal panels|
|Federal Emissions Warranty||4 years/50,000 miles||Emissions components such as the ignition system, exhaust manifold, and more|
|Federal Emissions Warranty
|8 years/80,000 miles||Catalytic converter and powertrain
|Roadside Assistance||4 years/unlimited miles||Services like battery jump-starts, fuel deliveries, flat tire changes, and towing to the nearest Fiat or other FCA-brand dealership|
One nice thing about the Fiat warranty is that it provides coverage for parts not typically included in warranties, like brake pads and shoes, catalytic converters, batteries, and more.
Some of the best new car warranties offer separate bumper-to-bumper and powertrain warranty lengths so that your vehicle’s most important components—the engine, transmission, and drive axle—are covered for a longer period of time. Fiat lumps them into the same 4-year/50,000-mile plan for new cars but separates them for certified pre-owned (CPO) cars, which you can read more about below.
Fiat Warranty for Certified Pre-Owned Vehicles
All Fiat certified pre-owned (CPO) vehicles come with a 7-year/100,000-mile Powertrain Limited Warranty that covers your engine, transmission, and drive axle components. They also include a 3-month/3,000-mile Maximum Care Coverage plan, which covers your Fiat bumper-to-bumper.
This short bumper-to-bumper Fiat warranty is in place to ensure there are no major issues with your vehicle at the time of purchase. The CPO Fiat warranty also includes 24-hour roadside assistance and rental car reimbursement benefits for the duration of your Powertrain Limited Warranty.
How to Find Out If You Have Fiat Warranty Coverage
If you purchased a new Fiat in 2016 or later and your vehicle has less than 50,000 miles on it, your factory warranty is likely to still be in place. The same goes if you own a CPO Fiat that is less than 7 years/100,000 miles old.
If you purchased your Fiat from an individual rather than a dealership, you’ll have to check the year to see if the factory warranty is still in place.
To confirm your Fiat warranty coverage, contact any Fiat dealership and provide a salesperson with your vehicle identification number (VIN). The dealership should be able to look up your vehicle and let you know whether your Fiat warranty is valid.
Do You Need Extended Warranty Coverage?
To decide if an extended Fiat warranty would be a beneficial investment for you, you should honestly assess your personal finances and take a look at Fiat’s reliability.
RepairPal is our research team’s go-to when looking into a vehicle’s reliability. RepairPal rates Fiat at 3.5 out of 5.0 on the reliability scale, which ranks it 18th out of 32 car brands tested. See the table below for a more in-depth breakdown of RepairPal’s reliability rating for Fiat:
|Reliability Factor||Average for Fiat Models||Industry Average|
|Average Annual Repair Cost||$538||$652|
|Frequency of Repairs per Year||0.2 repairs per year||0.4 repairs per year|
|Likelihood of Needing Severe Repairs||17 percent||12 percent|
Fiats are less expensive to maintain and require fewer trips to the repair shop per year compared to the average vehicle. However, the probability that necessary repairs are severe (costing more than three times the total average annual repair cost) is higher than average. This is an indication that an extended Fiat warranty could be a worthwhile investment.
If you’d be comfortable paying for unexpected severe repairs out of pocket, which may set you back at least $1,600, then you likely wouldn’t benefit from an extended warranty. However, if you’d rather finance a repair bill that large or if you simply want more peace of mind on the road, it’s smart to look into your extended warranty options.
When it comes to purchasing a vehicle protection plan, you may be able to purchase coverage from Fiat, or you can buy a contract from a third-party warranty company.
Fiat Extended Warranty Overview
Fiat extended warranties come in two plans: Added Care Plus and Maximum Care. Drivers can choose term limits from 5 years/60,000 miles up to 8 years/125,000 miles and deductibles that range from $0 to $200.
Here is a breakdown of the Fiat extended warranty:
|Fiat Extended Warranty||Type of Coverage||Plan Overview|
|This plan covers over 5,000 vehicle components, including key fobs. Instead of listing every covered part, the Maximum Care contract only lists parts that are not covered.|
|Added Care Plus||Named-component powertrain plan||This plan covers over 850 vital vehicle components, including the engine, transmission, drive system, steering, air conditioning, brakes, suspension, electrical, windows, and more.|
Benefits to these Fiat warranty plans include 24-hour roadside assistance and trip interruption services.
Benefits of a Third-Party Extended Warranty
If your original Fiat warranty has expired, you will likely not be able to purchase extended coverage from the manufacturer. Instead, you’ll need to look into third-party options.
We recommend drivers always consider independent warranty companies, as they can offer much more flexible coverage and perks such as:
- Longer coverage limits
- More negotiable pricing
- More comprehensive benefits
- The ability to choose between any licensed repair facility or your local car dealership for covered repairs
- The ability to purchase coverage at any time
Be sure to do your due diligence when it comes to researching reputable extended car warranty companies. You can be sure that our top three recommended extended car warranty providers, Endurance, CARCHEX, and Protect My Car are worthwhile companies that won’t leave you high and dry when it comes to claims servicing.
The best way to make sure you’re getting a good deal on coverage is to get free quotes from multiple providers and compare plans and pricing. You can start getting quotes from each of these companies by clicking below.
Our review team prides itself on sharing accurate and unbiased information with consumers. We have accumulated data from dozens of extended auto warranty companies to formulate our rankings of the industry’s best providers. Companies receive a score out of 5.0 overall, as well as a rating in each of the following categories:
- Price: Comparing providers can be difficult due to the many factors that influence cost. To determine this score, we employ a secret shopper analysis using different vehicles, mileages, warranty plans, and locations.
- Coverage: A wide variety of coverage is essential to support the differing needs of customers. We take into account the number of extended car warranty plans available, term limits, exclusions, and additional benefits.
- Customer Service: The level of customer service and care provided by an extended warranty company is an important consideration. Our review team sifts through customer reviews and complaints from reputable sources such as the Better Business Bureau (BBB) and Trustpilot. We also consider the responsiveness of each company’s customer service team based on our secret shopper analysis.
- Reputation: Good extended warranty providers consistently provide quality experiences. Our team takes into account BBB ratings and the company’s history of reliable service when giving this score.
- Transparency: Customers value a commitment to open and honest communication when it comes to vehicle service contracts. Our team of experts takes into account the availability of money-back guarantees and sample contracts.