When you purchase your new or certified pre-owned Nissan, chances are the dealer will try to sell you a Nissan extended warranty. This is a warranty that will cover your car after the original manufacturer warranty expires. But is it a good deal?
This article will review the ins and outs of a Nissan extended warranty and compare it with one of the best extended car warranty companies in the industry. You can get free quotes from some of the industry’s highest-rated providers below.
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Table of contents
Nissan Extended Warranty Overview
|Nissan Extended Warranty||Coverage Term|
|Security+ Powertrain||8 years/120,000 miles|
|Security+ Gold||8 years/120,000 miles|
|Security+ Silver||8 years/120,000 miles|
Nissan offers extended warranties for new and pre-owned vehicles that can be purchased from the dealership when you buy your Nissan. There are three Nissan extended warranty options with coverage up to 8 years/120,000 miles: Gold, Silver, and Powertrain.
|Brake Cylinders and Valves||✓||✓||✓|
|Rear Axle Beam||✓||✓|
|Anti-Lock Braking System||✓||✓|
The chart above details the major components that Nissan warranties cover. For a full explanation of parts covered by Nissan’s extended warranty, examine your contract carefully.
The Powertrain extended warranty is comprehensive for a warranty of this type and covers components often excluded from powertrain coverage such as suspension, steering, and brake systems. Note that the Powertrain warranty is only offered for pre-owned Nissan vehicles.
The term length of a Nissan extended warranty contract is variable, but can be as high as 8 years/120,000 miles.
The following perks are Included with all Nissan extended warranty plans:
- Emergency roadside assistance
- Trip interruption reimbursement
- Rental car reimbursement for $35/day for up to five days
- Towing reimbursement up to $100 per claim
Do You Need Extended Warranty Coverage?
Extended car warranties are intended to shield you from the cost of unexpected repairs due to mechanical breakdowns. The potential value of your extended warranty partially depends on the reliability of your vehicle.
A car that rarely needs repairs may not need extended warranty coverage. According to RepairPal, Nissans are fairly reliable vehicles. Most Nissan models have a reliability score of 4.0 out of 5.0 with RepairPal. The average annual repair costs for a Nissan are around $500 and range from $450 (Nissan Versa) to $748 (Nissan Leaf), depending on the model.
The most common problems with Nissan vehicles according to RepairPal are:
- Crankshaft and camshaft sensor breakdown
- Catalytic converter failure
Be sure to research repair costs and reliability for your Nissan model and year before deciding if a Nissan extended warranty is right for you. It’s important to note that most extended warranty contracts exclude catalytic converters.
Another thing to keep in mind when considering an extended warranty is that your vehicle may already be protected under the factory warranty. The standard factory warranty for a new Nissan includes:
- 3-year/36,000-mile bumper-to-bumper warranty
- 5-year/60,000-mile powertrain warranty
Certified pre-owned (CPO) Nissan vehicles come with an even more extensive 7-year/100,000-mile limited warranty.
Factory warranties tend to be fairly comprehensive, and it is not usually worthwhile to purchase an additional warranty until the factory or CPO warranty has expired.
Nissan Extended Warranty Cost
The cost of your Nissan extended warranty will vary depending on:
- Vehicle model and year
- Vehicle mileage
Nissan offers $0 and $100 deductible options. Contracts are financed at 0 percent for 12- or 18-month terms. To find out the price of a Nissan extended warranty for your vehicle, contact your dealer. These contracts are often negotiable.
Benefits of a Third-Party Extended Warranty
You generally need to purchase a manufacturer extended warranty at the same time you buy your vehicle. However, this may not be the best time to purchase an extended auto warranty. If you are considering extending the warranty on your car, compare the manufacturer extended warranty with third-party coverage options.
A third-party vehicle protection plan is often cheaper and offers higher coverage limits. They can be especially valuable for older cars and tend to have more service locations.
|Nissan Extended Warranty||Endurance Extended Warranty|
|Coverage Start Date||When factory warranty expires||Anytime|
|Longest Term||120,000 miles||200,000+ miles|
|Levels of Coverage||3||6|
|Deductible||$0 or $100||$0, $50, $100, or $200|
|Where to Get Repairs||Nissan dealership||Any US or Canadian repair facility certified by the National Institute for Automotive Service Excellence (ASE)|
|Cancellation||Refund available within 30 days||Refund available within 30 days|
|Rental Car Reimbursement||✓||✓|
|Availability||Purchase from dealerships||Get Quote|
Final Thoughts on the Nissan Extended Warranty
A Nissan extended warranty offers expansive coverage for a reasonably long term. The Nissan extended powertrain warranty is especially good for a warranty of that kind. Coverage is likely to be better with a Nissan warranty than with any third-party provider.
According to RepairPal, one of the most common issues with a Nissan is a failure of the catalytic converter. All levels of Nissan extended warranty coverage cover this part, while very few third-party contracts do.
However, a Nissan extended warranty is also likely to be more expensive than third-party options. You may be paying extra for coverage you won’t need. Additionally, you may want to wait until your factory warranty has expired before you decide on extended coverage. With a third-party provider, you can start coverage anytime, rather than purchasing it upfront.
We recommend getting a few free quotes for extended car warranties so you can compare cost and coverage.