Is an Allstate Vehicle Service Contract Worth It?

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While Allstate is known primarily for its auto insurance policies, the company sells other vehicle protection services as well. But is an Allstate vehicle service contract the best coverage for your car?

In this article, we’ll discuss Allstate’s coverage options, customer service reputation, and more. We’ll also take a look at how Allstate vehicle service contracts stack up against coverage from the best extended car warranty providers in the industry.

You can use the buttons above to request quotes from some of our top recommended providers.

An Allstate vehicle service contract could be worth considering if you already have an Allstate insurance policy. The company is well-known and financially stable, which can give drivers peace of mind knowing that all approved claims will be paid out. However, this doesn’t necessarily make it your best extended auto warranty option.

If you aren’t already an Allstate customer, you can only purchase a contract through a participating dealership. In this case, we recommend going with a reputable extended car warranty company that can offer more flexibility in terms of coverage and costs.

As mentioned, existing Allstate customers can contact the provider directly to add coverage. Or, any driver can get a quote through a participating dealership. Contract prices may be negotiable and could vary by dealer. If you purchase a contract through a dealership when you buy a new car, be aware that the cost of coverage may be included in your vehicle’s financing, which means you’ll end up paying interest on it.

If you already have an Allstate vehicle service contract and need to file a claim, contact Allstate customer service. A representative will guide you through the claims process, which entails taking your vehicle to a certified repair center and authorizing a teardown and diagnosis. If your claim is approved, Allstate will cover repairs for any parts included in your Allstate vehicle service contract.

Allstate is a well-known company with a solid national reputation. It was included on Fortune’s 2021 list of the World’s Most Admired Companies and currently holds an A+ rating from the Better Business Bureau (BBB).

There have been over 1,300 BBB customer complaints filed against Allstate, but this number is relatively small when you consider Allstate provides insurance products to about 16 million households nationwide. Additionally, most of these complaints are from drivers upset with their insurance coverage. We could not find any complaints about Allstate vehicle service contracts.

Since 2006, Endurance has quickly grown to become one of the largest third-party extended warranty providers on the market. Endurance warranty reviews are widely positive, indicating customers are satisfied with coverage, costs, and customer service experiences.

You can get a free, personalized quote from Endurance by clicking below.

Since it started selling warranties in 2004, CARCHEX has built one of the strongest reputations in the extended car warranty industry. CARCHEX partners with prominent companies like CARFAX, RepairPal, Edmunds.com, and Kelley Blue Book. Its warranties are available in all 50 states, and CARCHEX holds an A+ rating from the BBB.

CARCHEX offers five levels of coverage ranging from a basic powertrain warranty to an exclusionary bumper-to-bumper contract. Coverage limits can extend as high as 10 years/250,000 miles, and CARCHEX prices are some of the lowest we’ve seen among our recommended providers.

CARCHEX stands out for its excellent customer service reputation. There are hundreds of positive CARCHEX reviews on sites like Trustpilot and the BBB, as well as numerous industry awards.

Click below to get a free CARCHEX quote for your vehicle.

Our rating: 4.4 out of 5.0

Our research found this provider to be the best for used cars.