Millennium Auto Protection Extended Warranty Review
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Millennium Auto Protection is a car warranty provider located in Oklahoma. Although our research team couldn’t find a company website, which is unusual, we were able to dig up information about the company from multiple online sources.
In this review, we’ll discuss Millennium Auto Protection’s coverage, costs, customer reviews, and more to help you decide whether this company is a good fit for your extended car warranty needs.
If you don’t find Millennium to be the right provider for you, we’ll also recommend a couple of companies that we’ve identified to be among the best extended warranty companies in the industry. You can start getting quotes from our top-rated providers using the buttons above.
Pros | Millennium Auto Protection has an A+ rating from the Better Business Bureau (BBB) and has been in business for over 10 years. |
Cons | The company doesn’t have a website, and customers report not getting thorough plan information, even after purchasing a contract. |
Bottom Line | Because Millennium Auto Protection lacks transparency, we recommend getting an extended warranty from a more reputable provider. |
Table of contents
Millennium Auto Protection Review: 2.3 Stars
Millennium Auto Protection does not have a website, which makes it difficult for customers to acquire the information they need to make an informed decision. Plus, many customers report above-average prices for extended warranty coverage and have concerns about not receiving information about plans after purchasing coverage.
For these reasons, we don’t recommend choosing Millennium Auto Protection as your extended auto warranty provider.
Thankfully, there are a number of reputable extended car warranty companies that can bring you peace of mind on the road. Check out two of our top recommended providers below to see if either would be a good match for you.
Millennium Auto Protection Highlights
Overall Rating |
2.3 Stars |
|---|---|
Reputation |
2.7 |
Coverage |
See dealership |
Price |
See dealership |
Transparency |
1.3 |
Customer Service |
3.0 |
Millennium Auto Protection, also called Millennium Platinum Automotive Protection, is part of Innovative Aftermarket Systems (IAS), a company that sells vehicle service contracts through dealerships.
Millennium Auto Protection has an A+ rating from the BBB, but although the company has been servicing vehicle protection plans since 2010, there are very few customer reviews and complaints on its BBB profile.
Millennium Auto Protection Coverage and Cost
By looking at Millennium Auto Protection customer reviews, we were able to find out that a bumper-to-bumper contract may include coverage for the following parts and systems:
- Air conditioning
- Fuel pump
- Engine
- Sunroof
- Throttle
We were also able to gather a bit of cost information from customer reviews. One customer in Texas reported paying $3,500 for a bumper-to-bumper contract on a 2013 Ford F-150. Another customer reported paying $2,275 for the same amount of coverage but did not include vehicle information.
These prices are relatively high for vehicle service contracts, which may be due to the type of vehicle covered, the customer’s location, and the fact that Millennium Auto Protection warranties are sold through dealerships.
Dealership warranties tend to cost more than coverage from third-party providers. In fact, on the IAS website, which is geared toward dealerships, it says that Millennium Auto Protection is “designed for franchise dealers expecting maximum [vehicle service contract] retail profit,” which doesn’t bode well for customer affordability.
Quotes and Claims Processes
To get a quote, you’ll need to find a dealership or agent that sells Millennium Auto Protection warranties. You can call your local dealer to find out if it offers Millennium Auto Protection, or you can contact IAS to find out where your nearest retailer is located.
When it comes to filing a claim, extended car warranty providers commonly recommend customers take the following steps after a mechanical breakdown:
- Pull your disabled vehicle over to a safe place, if possible.
- Call roadside assistance if it is included with your warranty and have your vehicle towed to a repair shop.
- Inform your warranty provider that a breakdown has occurred
- Ask your repair facility to contact your warranty provider for authorization before starting repairs to make sure the claim is approved. Sometimes you must wait for a claims inspector to examine the damage and deem whether your repair is covered.
- Pay your deductible to the repair facility, and your warranty provider should submit the rest of the payment.
Some providers make customers pay upfront for covered repairs and promise to send reimbursement checks, but these tend to be less reliable and less timely than providers who pay the repair facility directly.
Millennium Auto Protection Ratings and Reviews
Millennium Auto Protection has an A+ rating from the BBB but, despite being in business for over 10 years, only has a handful of customer reviews.
In these few reviews, satisfied customers were pleased with Millennium Auto Protection’s prices and claims services. One customer reported that their extended warranty from Millennium Auto Protection “paid for itself” after many covered repairs were completed on a 2013 Ford F-150 FX2. Negative customer reviews highlight a lack of transparency after buying coverage and claims coverage denial.
You should expect to see a mix of positive and negative customer reviews about any extended warranty company. However, the complaints regarding a lack of information provided to customers after buying Millennium Auto Protection coverage are especially concerning. You should always ask for full contract details before purchasing a warranty so that you know what will and will not be covered if your vehicle breaks down.
Top Recommendations for Extended Car Warranties
Endurance: Best Coverage
We recognized Endurance for having the best extended car warranty coverage on the market, and hundreds of positive Endurance warranty reviews agree.
Endurance plans come in six coverage levels that are tailored to the needs of certain vehicles. Here’s a breakdown of the coverage offered by Endurance:
- Supreme: Bumper-to-bumper exclusionary coverage for high-tech vehicles
- Superior: High level of stated-component coverage for drivers who want comprehensive protection but don’t need high-tech component coverage
- Secure Plus: Enhanced powertrain coverage for drivers who want the shortest wait period before coverage kicks in
- Secure: Basic powertrain coverage for drivers on a budget
- Select Premier: Specially designed coverage for high-mileage vehicles
- EnduranceAdvantage™: The Advantage plan covers both mechanical breakdowns and maintenance, which is uncommon in the extended car warranty industry. Three levels of coverage – Prime, Plus, and Preferred – include high-level stated-component coverage and maintenance items such as oil changes, engine diagnostics, and brake pad replacements.
All Endurance extended warranties come with one year free of Elite Benefits, which include:
- 24/7 emergency roadside assistance
- Total loss protection
- Collision discount
- Tire repairs and replacements
- Key fob replacements
- Endurance mobile app
To see what an Endurance warranty would cost for your vehicle, you can get a free, personalized quote below.
CarShield: Best Value
CarShield is our third highest-rated provider and is known for having the best warranty for drivers on a budget. CarShield is also one of the only providers that has protection plans for motorcycles and all-terrain vehicles.
There are five plans available for cars:
- Diamond: Bumper-to-bumper coverage, which is best for new cars
- Platinum: Stated-component coverage, which is best for high-mileage vehicles
- Gold: Enhanced powertrain coverage, which is best for drivers of unreliable vehicles
- Silver: Powertrain coverage, which is best for drivers who want affordable basic coverage
- Aluminum: Specialty coverage, which is best for cars with high-tech components
Some benefits that come with all CarShield extended warranties include:
- Rental car reimbursement
- Towing
- 24/7 roadside assistance
You can learn more about this provider’s industry reputation and pricing by reading our full CarShield review and get a free quote using the buttons below.
Methodology
- Price: Comparing providers can be difficult due to the many factors that influence cost. To determine this score, we employ a secret shopper analysis using different vehicles, mileages, warranty plans, and locations.
- Coverage: A wide variety of coverage is essential to support the differing needs of customers. We take into account the number of extended car warranty plans available, term limits, exclusions, and additional benefits.
- Customer Service: The level of customer service and care provided by an extended warranty company is an important consideration. Our review team sifts through customer reviews and complaints from reputable sources such as the Better Business Bureau (BBB) and Trustpilot. We also consider the responsiveness of each company’s customer service team based on our secret shopper analysis.
- Reputation: Good extended warranty providers consistently provide quality experiences. Our team takes into account BBB ratings and the company’s history of reliable service when giving this score.
- Transparency: Customers value a commitment to open and honest communication when it comes to vehicle service contracts. Our team of experts takes into account the availability of money-back guarantees and sample contracts.
Stephen Kenney is a writer and editor who focuses on car insurance, auto financing, and vehicle shipping services. He's a graduate of UNC-Chapel Hill and has experience covering categories ranging from travel to sports to environmental sustainability. In his free time, Stephen enjoys going on long-distance runs, trying out new recipes, and exploring his adopted hometown of Cincinnati.
More by Stephen Kenney
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