Can You Purchase a VehicleOne Warranty?

Stephen Kenney
by Stephen Kenney

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In the past, VehicleOne, a subsidiary of Ally Financial, has offered peace of mind through four levels of extended car warranty coverage. But is the brand still selling VehicleOne warranty coverage today? In this review, we’ll go over the coverage and costs of a VehicleOne warranty so you can make an informed decision about your vehicle service contract needs.


We’ve also reviewed the best extended car warranty companies, and we’ll take a look at how VehicleOne warranty services measure up. To start getting quotes from our top recommended providers, use the buttons above.

Pros

Plans are comprehensive, and parent company Ally Financial has a positive industry reputation.

Cons

VehicleOne is not currently taking new customers.

Bottom Line

Consumers interested in a VehicleOne warranty should check out Ally Premier Protection and other choices for coverage.

VehicleOne Warranty Review: 3.3 Stars

We rate VehicleOne's warranty at 3.3 out of 5.0 stars. VehicleOne’s existing clients have comprehensive coverage options to choose from when they signed up, but the brand is not currently taking on new clients.


Customers looking to get VehicleOne warranty coverage are encouraged to check out Ally Premier Protection or one of our top recommendations for extended car warranties below.

VehicleOne Warranty Highlights

Overall Rating

3.3

Reputation

3.8

Coverage

3.5

Price

See dealership

Transparency

2.8

Customer Service

3.0

VehicleOne is a subsidiary of Ally Financial, one of the largest banks and vehicle financing companies in the US. According to the VehicleOne warranty website, the company is still servicing customers that have already purchased warranties. However, drivers looking for new extended car warranty protection are encouraged to check out Ally Premier Protection services, which is another extended warranty product offered by Ally Financial.

VehicleOne Warranty Coverage

Existing VehicleOne warranty customers are covered by one of the four options of extended warranty plans:
  • VehicleOne Premium: Coverage for most mechanical and electrical vehicle components that were installed or supplied by the vehicle manufacturer
  • VehicleOne Select: Coverage for 11 major vehicle components and systems
  • VehicleOne Major: Coverage for eight specific vehicle systems, including the powertrain and a few other components
  • VehicleOne Basic: Coverage for only the basic vehicle powertrain components

Premium Plan

Select Plan

Major Plan

Basic Plan

Engine (Turbocharger/Supercharger)

✓

✓

✓

✓

Transmission

✓

✓

✓

✓

Transfer Case

✓

✓

✓

✓

Transaxle

✓

✓

✓

✓

Front-Wheel/ Rear-Wheel Drive

✓

✓

✓

✓

Steering

✓

✓

✓

Brakes

✓

✓

✓

Engine Cooling

✓

✓

✓

Fuel System

✓

✓

✓

Suspension (Front and Rear)

✓

✓

Heating and Air Conditioning

✓

✓

Electrical Systems

✓

✓

High Tech

✓

Optional

Optional

Optional

Seals and Gaskets

✓

Optional

Optional

Optional

Luxury Electronics

Optional

Optional

Optional

Optional

Wear and Tear

Optional

Optional

Optional

Optional

Additional Benefits with VehicleOne

All VehicleOne vehicle protection plans come with additional coverage, such as:

  • Towing coverage: This auto service covers up to $100 per occurrence for towing expenses to a repair facility.
  • Lost key/lockout: This coverage pays up to $35 for locksmith services if your keys are lost, broken, or accidentally locked in your vehicle.
  • Roadside assistance: This additional coverage provides emergency roadside assistance services, including a jumpstart, out-of-gas fuel delivery, and flat tire change.
  • Rental car reimbursement: This coverage provides up to $35 per day when your vehicle is undergoing covered repairs.
  • Trip interruption: This service covers up to $75 per day in unplanned hotel and food expenses when you’re stranded over 100 miles from home and haven’t reached your destination.

It should be noted that the trip interruption and key services are not available in Kansas.

Additionally, VehicleOne extended auto warranty plans come with perks such as:

  • No deductible
  • 24-month payment terms with 0-percent financing
  • Transferable coverage
  • Protection for standard and hybrid vehicles up to 20 years old

VehicleOne Warranty Cost

The average cost of an extended car warranty is about $2,700. VehicleOne does not share cost information on its website, as they are no longer selling warranty contracts.


If you are looking to get an extended warranty plan through another provider, such as Ally, it is safe to say that these are some of the factors that influence the cost of any protection plan:

  • Where you are located
  • The year, make, and model of your car
  • The number of miles on your odometer
  • The level of coverage you choose

Quotes and Claims Processes

VehicleOne is not taking new customers and is therefore not give out any quotes. If you are looking to get an extended warranty quote from Ally Protection Premier, call Ally’s help desk at 866-766-4622 to find participating dealerships near you, as Ally's contracts are only sold through car dealers.


If you already have a VehicleOne warranty and need to file a claim, call 800-631-5590. If your car has broken down and you need roadside assistance through VehicleOne, call 866-215-7087.

Top Recommendations for Extended Car Warranties

Our research team evaluated each major automotive warranty provider on the market and found Endurance and CarShield to have some of the industry’s best plans, customer service reputations, and pricing.

Endurance: Best Coverage

Endurance has some of the best coverage available today. The company has been in business for over 15 years, and drivers with Endurance extended warranties report overall positive customer service experiences.

Endurance plans come in six coverage levels:

Plan

Type of Coverage

Best For...

Supreme

Bumper-to-bumper exclusionary coverage

Drivers of new, high-tech vehicles

Superior

Comprehensive stated-component coverage

Drivers who want a comprehensive plan without high-tech coverage

Secure Plus

Enhanced powertrain coverage

Drivers who need coverage fast, as this plan has the shortest waiting period

EnduranceAdvantageâ„¢

High-mileage enhanced powertrain coverage

Drivers of high-mileage vehicles

Secure

Basic powertrain coverage

Drivers on a budget

Select Premier

Covers mechanical breakdowns as well as maintenance

Drivers who need coverage for car maintenance, including oil changes and brake pad replacements

Endurance also offers the best benefits of any extended warranty provider through its Elite Benefits, which includes:

  • 24/7 emergency roadside services
  • Total loss protection
  • Collision discount
  • Tire repairs and replacements
  • Key fob replacements
  • Endurance mobile app

Learn more in our full Endurance warranty review.

CarShield: Best Value

Popular extended warranty provider CarShield offers low prices for new and used vehicles. The company is also one of the only providers to have a protection plan for motorcycles and all-terrain vehicles.

CarShield has five comprehensive levels of coverage for cars:

Plan

Type of Coverage

Best For...

Diamond

Bumper-to-bumper coverage

Drivers of new cars

Platinum

Comprehensive stated-component coverage

Drivers of high-mileage vehicles

Gold

Enhanced powertrain coverage

Drivers of unreliable vehicles

Silver

Basic powertrain coverage

Drivers on a budget

Aluminum

Specialty coverage designed for cars with high-tech components

Drivers of vehicles with many high-tech components

Some benefits that come with all CarShield extended warranties include:

  • Rental car reimbursement
  • Courtesy towing
  • 24/7 roadside assistance

You can read more about this provider in our comprehensive CarShield review.

Methodology

Our review team prides itself on sharing accurate and unbiased information with consumers. We have accumulated data from dozens of extended auto warranty companies to formulate our rankings of the industry’s best providers. Companies receive a score out of 5.0 overall, as well as a rating in each of the following categories:
  • Price: Comparing providers can be difficult due to the many factors that influence cost. To determine this score, we employ a secret shopper analysis using different vehicles, mileages, warranty plans, and locations.
  • Coverage: A wide variety of coverage is essential to support the differing needs of customers. We take into account the number of extended car warranty plans available, term limits, exclusions, and additional benefits.
  • Customer Service: The level of customer service and care provided by an extended warranty company is an important consideration. Our review team sifts through customer reviews and complaints from reputable sources such as the Better Business Bureau (BBB) and Trustpilot. We also consider the responsiveness of each company’s customer service team based on our secret shopper analysis.
  • Reputation: Good extended warranty providers consistently provide quality experiences. Our team takes into account BBB ratings and the company’s history of reliable service when giving this score.
  • Transparency: Customers value a commitment to open and honest communication when it comes to vehicle service contracts. Our team of experts takes into account the availability of money-back guarantees and sample contracts.
Stephen Kenney
Stephen Kenney

Stephen Kenney is a writer and editor who focuses on car insurance, auto financing, and vehicle shipping services. He's a graduate of UNC-Chapel Hill and has experience covering categories ranging from travel to sports to environmental sustainability. In his free time, Stephen enjoys going on long-distance runs, trying out new recipes, and exploring his adopted hometown of Cincinnati.

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