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Insurance companies are becoming increasingly tech savvy about monitoring their customers.

According to Allstate Insurance’s annual Best Drivers Report, Fort Collins, Colo. is the city in the U.S. where you are least likely to get into an accident.

Shopping for auto insurance can be a real chore, especially with how competitive rates are getting and every company offering “the lowest prices,” but here are some tips on finding the best discounts on your car insurance.

In Allstate’s eight-annual ‘Best Drivers Report’, Sioux Falls, South Dakota was once again ranked the safest driving city in America for the fifth time in the history of the report.

Have you ever wondered what the safest cities in the U.S. to drive in? Allstate has done the research and ranked the country’s 200 largest cities and how safe they are to drive in.

Based on the likelihood of drivers to get into an accident, this annual report determines the locations that boast the best drivers. Taking this year’s top honor is Fort Collins, Colorado – congrats on having the safest drivers! Fort Collins came in second last year, following Sioux Falls, South Dakota – a city, interestingly enough, that had a really bad year, falling 17 places to number 18 (yikes!).

According to Allstate’s report, drivers in Fort Collins will get into an accident on average every 14.5 years. That makes them 31.2 percent less likely than the national average to call in a claim.

And now you’re wondering what cities to steer clear of. At the bottom of the bunch include Baltimore, Maryland; Washington, D.C. and Glendale, California. The nation’s capitol captured bragging rights to the last place, with drivers expected to get into a claimable accident every 5.1 years. Coming in right behind them is Baltimore, Maryland, where drivers likely to experience one accident every 5.6 years.

There’s a video to accompany the report that you can watch after the jump.

[Source: Autoblog]