What is the Cheapest Car to Insure?

Jason Siu
by Jason Siu

Curious to know what’s the cheapest car to insure according to a recent study?

According to Insure.com, the cheapest vehicle to insure from the 2014 model year is a Jeep Wrangler Sport. Based on full coverage for a 40-year-old male with a clean driving record and good credit, the 2014 Jeep Wrangler Sport will cost $1,080 to insure for the entire year. That rate is based on a 100/300/50 policy and has a $500 deductible on collision and comprehensive coverage.

According to Insure.com two main factors play into the SUV’s low insurance rate. First, it’s generally driven by safe drivers. Second, it’s easy and cheap to fix.

If the Wrangler isn’t quite your taste but you’re still looking for a bargain when it comes to insurance, other low-cost options include the Honda Odyssey LX, Jeep Patriot Sport, Honda CR-V LX, and Jeep Compass Sport.

The averages were calculated using data from six large carriers including Allstate, Geico, Farmers, Nationwide, Progresssive and State Farm.

Discuss this story at our Jeep Wrangler forum

Jason Siu
Jason Siu

Jason Siu began his career in automotive journalism in 2003 with Modified Magazine, a property previously held by VerticalScope. As the West Coast Editor, he played a pivotal role while also extending his expertise to Modified Luxury & Exotics and Modified Mustangs. Beyond his editorial work, Jason authored two notable Cartech books. His tenure at AutoGuide.com saw him immersed in the daily news cycle, yet his passion for hands-on evaluation led him to focus on testing and product reviews, offering well-rounded recommendations to AutoGuide readers. Currently, as the Content Director for VerticalScope, Jason spearheads the content strategy for an array of online publications, a role that has him at the helm of ensuring quality and consistency across the board.

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  • Fred Johnson Fred Johnson on May 09, 2014

    We have a 2010 CRV and a 2014 Wrangler Sport 2door. I also have a 2012 Subaru Impreza. Insurance for all 3 is only $1500 a year for wife and I. That's only $500 per car per year. We have a $500 deductible and 250/500 full coverage which is much better coverage than 100/300. We drive about 30k miles a year. Not sure who is paying those high rates the author quoted. However, we do have a clean driving record and good credit report.

  • Max Buy Max Buy on Jul 26, 2014

    Our star moment, fellows! :)

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