Many Honda Accord drivers value reliability above all else, and Hondas definitely satisfy that requirement. So, if the car is so reliable, do you really need a Honda Accord extended warranty?
Seeing as how Honda’s factory warranty isn’t very long, you’ll probably drive your Accord for many years after its warranty expires. To stay protected on the road, it could be a good idea to extend your coverage.
In this review, we’ll examine the details of the Honda Accord extended warranty and compare it to plans offered by third-party providers. We’ve reviewed the best extended auto warranty companies based on factors like cost, coverage details, customer service scores, and more. We recommend comparing multiple quotes to find the best deal. You can start getting free quotes from leading providers below.
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Table of contents
What Does a Honda Accord Extended Warranty Cover?
The Honda Accord extended warranty is called Honda Care. Coverage can last anywhere from 5 years/60,000 miles to 8 years/120,000 miles from the vehicle’s in-service date. Depending on if you bought a new, used, or certified pre-owned vehicle, you can also choose between Component Coverage or Powertrain Coverage.
Component Coverage doesn’t include quite as many items as the factory bumper-to-bumper warranty, but it covers most vehicle systems, including the engine, transmission, drivetrain, electronics, suspension, and climate controls. Powertrain Coverage only includes the engine, transmission, and drivetrain.
The Honda Accord extended warranty comes with the following perks:
- Rental car reimbursement: Up to $35 per day for a maximum of six days
- Roadside assistance: Includes jump-starts, lockout services, flat tire services, towing, winching, and fuel delivery
- Trip interruption: Up to $100 per day for a maximum of three days
- Concierge services: Secure reservations, tickets, and more with HondaLink
What’s Not Included
Like all warranties, Honda Care excludes a number of items and situations. Here are a few examples:
- Regular maintenance costs
- Wear items like brake pads
- Cosmetic damage
- Damage from misuse or lack of maintenance
- Aftermarket parts
Another limitation to the Honda Accord extended warranty is that you have to go to a Honda dealership for repairs. It isn’t valid at any other repair shop unless it’s an emergency and you pay for the repair upfront.
Additionally, Honda Care must be purchased before your original factory warranty expires at 3 years/36,000 miles.
Honda Accord Extended Warranty Cost
We received Honda Accord extended warranty quotes for two vehicles: a 2020 model with 5,000 miles and a 2017 model with 35,000 miles. The 2017 model is at the very end of the window to purchase an extended warranty. Here are the quotes we received:
|Coverage Length||2017 Honda Accord
Extended Warranty Price
|2020 Honda Accord
Extended Warranty Price
|6 years/80,000 miles||$870||$805|
|7 years/100,000 miles||$1,135||$1,025|
|8 years/120,000 miles||$1,305||$1,230|
As you can see, it’s slightly cheaper to buy a plan for a 2020 model than a 2017 model. The quote also offered a few different mileage choices with each term length. That means you can tailor your plan to the number of miles you drive on average.
Also, each of these plans comes with a $0 deductible. If you want, you can choose a $100 deductible instead and save a little bit of money on the warranty price.
Is a Honda Extended Warranty Refundable?
Yes, you can cancel a HondaCare plan within 60 days for a full refund. After that, you’ll get a prorated refund based on time and repairs used.
Do You Need Honda Accord Extended Warranty Coverage?
According to RepairPal, Honda Accord drivers pay about $400 per year for maintenance and repairs on average. This is much lower than the $652 per year average across all brands. Of course, that’s just an average number, and repairs vary in cost.
If you love your Accord, you’re not alone. The 2018 Accord won J.D. Power’s
Best Performance Midsize Car Award that year, and the 2019 Accord Hybrid won the same award in 2019. These awards measure how much enjoyment drivers get from owning the vehicle, and the more a driver likes their car, the longer they are likely to keep it.
Just because you intend to keep your car for a long period of time does not mean you need extended coverage. When deciding whether a Honda Accord extended warranty would be a good investment, it helps to consider the cost of a warranty versus the amount you may pay out of pocket for repairs.
Let’s look at some estimated repair costs for the Accord from RepairPal. First, we’ll look at costs for a 2016 Accord, which would be just outside its factory warranty period:
|2016 Honda Accord Repair||Estimated Cost|
|Window regulator replacement||$400 to $531|
|Thermostat housing replacement||$287 to $340|
|Blower motor resistor replacement||$174 to $219|
|Strut bearing replacement||$136 to $168|
Now, let’s look at some estimated repairs for a 2010 Honda Accord, which would no longer be covered under Honda’s extended warranty:
|2010 Honda Accord Repair||Estimated Cost|
|Power seat motor replacement||$828 to $860|
|Exhaust pipe replacement||$683 to $704|
|Cruise control actuator replacement||$353 to $369|
|Vehicle speed sensor replacement||$248 to $339|
You can see that Honda owners report more expensive problems with the older model vehicle. It isn’t guaranteed that you’d run into these specific issues, but a power seat motor is more likely to fail on older vehicles than newer ones. Based on this, a Honda Accord extended warranty may be a good idea.
What Coverage Do You Already Have?
Before you buy an extended warranty, you should check to see what coverage you already have. The factory warranty on a Honda Accord includes the following:
|Honda Accord Warranty||Term Length||What It Covers|
|New Vehicle Limited Warranty||3 years/36,000 miles||Bumper-to-bumper coverage
for any mechanical breakdown,
except a list of exclusions
|Powertrain Warranty||5 years/60,000 miles||Engine, transmission, and drivetrain|
|Federal Emissions Warranty||3 years/36,000 miles||Specific emissions components|
|Hybrid Battery Warranty||8 years/100,000 miles||Battery degradation beyond normal wear|
|Accessory Warranty||3 years/36,000 miles||Factory-installed accessories|
|Seat Belt Warranty||15 years/150,000 miles||Seat belt function and safety rating|
|Rust Perforation Warranty||5 years/unlimited miles||Corrosion from the inside out|
A certified pre-owned (CPO) Honda Accord comes with an upgraded warranty. Honda extends the powertrain warranty to 7 years/100,000 miles from the in-service date, and the bumper-to-bumper warranty is extended by 1 year/12,000 miles.
If you don’t know whether your Accord is under warranty, you can call a Honda dealership. A representative should be able to check your warranty status using your car’s vehicle identification number (VIN).
Benefits of a Third-Party Honda Warranty
Before you sign up for Honda Accord extended warranty, it’s a good idea to check out extended warranty plans from other warranty companies. Considering how long Accords are known to last, Honda Care’s 8-year/120,000-mile limit isn’t that long. Independent coverage providers can offer plans up to 200,000 or even 250,000 miles, and if you take good care of your Accord, there’s no reason you wouldn’t be driving it that long.
Another advantage of third-party providers is that you can go to any licensed repair facility instead of having to go to the dealership each time you need your car checked out. Because independent shops are usually cheaper than dealerships, this means you can save money if you have to pay for a non-covered component in conjunction with a warranty repair.
Third-party warranties are also usually cheaper than factory-backed plans. Here are a few more highlights of third-party vehicle protection plans:
- You can purchase coverage after your factory warranty has expired.
- You can choose from multiple levels of coverage.
- You can add coverage for older vehicles .
- Third-party plans are usually cheaper than factory-backed plans and have multiple payment options.
- Plans come with extras like roadside assistance and trip interruption benefits.
To illustrate, here’s a comparison between the Honda Accord extended warranty and our top-rated provider, Endurance:
|Coverage Start Date||Before 3-year/
36,000-mile factory warranty expires
|Longest Term||120,000 miles||200,000+ miles|
|Levels of Coverage||4||5|
|Deductible||$0 or $100||$0, $50, $100, or $200|
|Where to Get Repairs||Honda dealerships||US or Canadian repair facilities certified by the National Institute for Automotive Service Excellence (ASE®)|
|Cancellation||Refund available within 60 days,
prorated refund after
|Refund available within 30 days,
prorated refund after
|Rental Car Reimbursement||✓||✓|
|How to Purchase||Purchase from dealerships||Get Quote|
Final Thoughts on the Honda Extended Warranty
Your Accord will run for many years, but Honda won’t pick up the tab for repairs after the factory warranty expires. The Honda Care extended warranty really only gives you one or two coverage options, and it also doesn’t last that much longer than the factory warranty. If you have Honda Care now, you may want to protect your Honda vehicle after that plan expires, too.
An extended auto warranty can provide peace of mind that repairs are covered and can help you factor vehicle fixes into your monthly budget. Because Honda Accord repair costs are relatively low, extended warranties are also more affordable compared to warranties for other brands. Many drivers choose to have an extended service contract for mechanical breakdown coverage.
We recommend taking a look at independent warranty providers to find a good deal on protection. Third-party vehicle service contracts can be useful for covering a range of repairs so you can enjoy your Accord for years to come.
The best way to find a deal is to do some comparison shopping between providers. Many will also give discounts if they hear you’re looking at other options. You can start getting free quotes from our top recommended providers below.