Are you thinking about purchasing a MINI Cooper? If so, it’s important that you understand the ins and outs of a MINI Cooper extended warranty to be sure you’re not missing out on coverage that your car could need down the line.
In this article, we’ll analyze the cost, customer service, and coverage of the MINI Cooper extended warranty and compare it to offers from the best extended car warranty companies. Ultimately, you should base your decision of where to buy an extended car warranty on which company will give you the most coverage for the best price.
To see how much you would pay for MINI coverage from an independent warranty provider, get free quotes from the industry’s highest-rated companies below.
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Table of contents
MINI Cooper Extended Warranty Overview
With a MINI Cooper extended warranty, you can get coverage for a new, used, or certified pre-owned (CPO) MINI to extend your car’s protection up to 7 years/100,000 miles. These coverage limits are standard compared to extended warranties from other manufacturers but are low compared to coverage offerings from third-party providers.
|MINI Cooper Extended Warranty||Coverage Term|
|Platinum||7 years/100,000 miles|
|Gold||7 years/100,000 miles|
|Powertrain Plus||7 years/100,000 miles|
MINI Cooper offers three coverage plans that are detailed below.
The Platinum plan is the highest level of MINI Cooper extended warranty coverage. It includes coverage for:
- Final drive assembly
- Transfer case (all-wheel drive only)
- Cooling system
- Fuel system
- Induction system
- Brakes and anti-lock braking system
- Heat and air conditioning
- Infotainment system
- Interior and exterior (limited coverage)
The Platinum MINI Cooper extended warranty plan excludes coverage for some interior parts. The only interior parts that are covered are:
- Cup holders
- Front seat tracks and rails
- Shift lever
MINI Cooper’s Gold coverage plan is available for new and used MINI Coopers. This plan has similar coverage to the Platinum plan. However, you will get less coverage for the electrical system, and the infotainment system is not covered.
Limited coverage for the electrical system means that all parts of the system are covered with the exception of:
- Comfort access
- Onboard computer
- Power door lock actuators
- Power mirror motors
The lowest level of MINI Cooper extended warranty coverage is the Powertrain Plus plan, which offers coverage for your car’s major parts and components. Coverage includes:
- Transfer case (for all-wheel drive only) and induction system
- Limited coverage for the engine, transmission, final drive assembly, electrical system, cooling system, and fuel system
There is no coverage for steering, brakes, heat and air conditioning, the infotainment system, the interior, or the exterior of the vehicle.
Limited coverage for the engine does not include gaskets, cylinder head gaskets, or front and rear radial oil seals. Limited coverage for the transmission does not include oil seals and gaskets. The final drive assembly coverage does not include constant-velocity (CV) joints or flexible gaiters (CV joint boots), input or output flange seals and gaskets, or the rear housing cover gasket.
When you purchase this MINI Cooper extended warranty, your electrical system will be covered only for the following parts:
- Engine and transmission control modules
- Starter motor
- Starter solenoid
- Voltage regulator
Limited coverage for the cooling system does not include the fan surround or idler pulley/belt tensioner. Finally, limited coverage for the fuel system does not include the fuel tank.
MINI Extended Warranty Coverage Terms
The terms of MINI Cooper extended warranties vary depending on the type of MINI that you own. New and used MINIs have the option to increase warranty coverage for 4 to 7 years and 75,000 to 100,000 miles with any plan. The term length you choose will determine the price of your vehicle service contract.
CPO MINI Coopers are covered under the Platinum plan only. You have a few options for term length:
|CPO MINI Cooper Extended Warranty||Coverage Term|
|CPO Elite||4 years|
|CPO Wrap Elite||5 to 7 years|
|CPO Wrap||6 to 7 years|
|CPO||4 to 6 years|
MINI Cooper Extended Warranty Add-Ons
MINI Maintenance+ Plan: With this plan, you’re guaranteed 100-percent genuine MINI parts and MINI-trained technicians to complete repairs.
MINI Key Protection: This will replace up to $800 per occurrence for keys that are lost, stolen, or damaged. Also included in this coverage is lockout assistance and towing up to $100 per occurrence. Finally, you will get taxi or rental car reimbursement up to $75 per occurrence if your car is in the shop for a covered repair.
Tire ‘N’ Wheel Protection and Dent ‘N’ Ding Protection: You can add these optional coverages to your MINI Cooper extended warranty to protect your tires and wheels or repair dents and dings.
A MINI Cooper extended warranty comes with the following perks:
- Guaranteed 100-percent original MINI replacement parts
- 24-hour roadside assistance
- Trained MINI Cooper technicians for repairs
Roadside assistance from MINI includes towing, winching, fuel delivery (up to two gallons), battery jump-starts, flat tires, and lockout services.
MINI Cooper Extended Warranty Cost, Quotes, and Claims
The cost of a MINI Cooper extended warranty will vary depending on many factors, like your location and the level of coverage you choose. Every plan from MINI comes with a $50 deductible, which is affordable compared to other manufacturers that offer up to $200 deductibles.
To learn more about the cost of a MINI extended warranty, you can get a free quote from your local MINI dealership. Some information you may need to share when you ask your dealership sales representative for an extended warranty quote includes:
- The year of your MINI
- If you use the car for commercial purposes
- If your car has ever received a salvage title
Once you have a MINI Cooper extended warranty and need to file a claim, you can call your dealership with your account number, and a representative will walk you through the process.
All repairs must be completed at MINI service centers. If the repair is covered, all you will have to pay is the $50 deductible. If it is not covered, you will have the choice to complete repairs at the dealership or take your car to another repair shop.
What Coverage Does Your MINI Already Have?
Your MINI comes with a factory warranty called the MINI New Passenger Car Limited Warranty that lasts for 4 years or 50,000 miles. It is a bumper-to-bumper contract that covers most of your car’s major parts with a few exceptions. Included is a 12-year rust perforation warranty.
What makes the MINI factory warranty unique is that you will be enrolled in a complimentary scheduled maintenance program for 3 years/36,000 miles. This will cover:
- Engine oil services
- Brake fluid services
- Engine air filter changes
- Cabin air microfilter changes
It’s important that you contact your dealership before your factory warranty expires if you would like to be eligible for MINI Cooper extended warranty coverage from the dealer.
Should I Buy a MINI Cooper Extended Warranty?
MINI Coopers earned 3.0 out of 5.0 stars from RepairPal for reliability. MINI ranks 25th out of 32 brands on RepairPal, which places the manufacturer on the lower end of the spectrum. MINI also did not do too well in the J.D. Power 2020 U.S. Vehicle Dependability StudySM, placing 21st out of 32 brands surveyed. Common repairs reported by MINI owners include premature wear of the clutch and electric door lock malfunction.
Check out some of these repair costs for MINI Coopers that would be covered under a MINI Cooper extended warranty:
- Door lock actuator replacement: $377 to $418
- Fuel pump replacement: $2,142 to 2,2202
- Head gasket replacement: $1,916 to $2,991
- Alternator replacement: $1,462 to $1,565
- Radiator replacement: $891 to $1,158
- Starter replacement: $560 to $745
- Valve cover gasket replacement: $531 to $662
You can see how having an extended warranty for your MINI could bring you peace of mind on the road knowing that you don’t have to face the cost of these repairs out of pocket. No matter what covered repair your car needs, you will only pay the $50 deductible at the dealership with a MINI Cooper extended warranty.
MINI Cooper Extended Warranty: Final Thoughts
The MINI Cooper extended warranty is a very comprehensive coverage option. The plans are described clearly with high transparency about coverage on the contract pages you can find on the company’s website, unlike other manufacturer warranties that bury important coverage details in the fine print. Also, MINI warranties are one of the more comprehensive manufacturer warranties. Here are some of the pros and cons of buying a warranty:
Pros of a MINI Cooper extended warranty
- High coverage limits
- Guaranteed MINI parts for repairs and MINI-trained technicians
- Comprehensive coverage and unique add-on options
Cons of a MINI Cooper extended warranty
- Must buy from the dealer before your factory warranty expires
Overall, it’s up to you to decide if a MINI extended warranty is right for you. But before you make your decision, we also encourage you to read up on our top recommended extended car warranty providers.
Endurance vs. MINI Cooper Extended Warranty
As you can see, getting a MINI Cooper extended warranty from the dealer is a solid option. But although these extended warranties can be more comprehensive than third-party extended warranties, the latter tend to be more affordable. We recommend calling your MINI dealership for an extended warranty quote and comparing that price and coverage to warranties from third-party providers like Endurance.
|MINI Cooper Extended Warranty||Endurance Extended Warranty|
|Coverage Start Date||During factory warranty coverage||Anytime|
|Longest Term||7 years/100,000 miles||200,000+ miles|
|Levels of Coverage||3||6|
|Deductible||$50||$0, $50, $100, or $200|
|Where to Get Repairs||MINI dealership||Any US or Canadian repair facility certified by the National Institute for Automotive Service Excellence (ASE®)|
|Cancellation||See dealer||Refund available within 30 days|
|Rental Car Reimbursement||✓||✓|
|Availability||Purchase from dealerships||Get Quote|
To see how much you would pay for a MINI Cooper extended warranty from a third-party provider, get a few free quotes from these reputable extended car warranty companies.
Our review team prides itself on sharing accurate and unbiased information with consumers. We have accumulated data from dozens of extended auto warranty companies to formulate our rankings of the industry’s best providers. Companies receive a score out of 5.0 overall, as well as a rating in each of the following categories:
- Price: Comparing providers can be difficult due to the many factors that influence cost. To determine this score, we employ a secret shopper analysis using different vehicles, mileages, warranty plans, and locations.
- Coverage: A wide variety of coverage is essential to support the differing needs of customers. We take into account the number of extended car warranty plans available, term limits, exclusions, and additional benefits.
- Customer Service: The level of customer service and care provided by an extended warranty company is an important consideration. Our review team sifts through customer reviews and complaints from reputable sources such as the Better Business Bureau (BBB) and Trustpilot. We also consider the responsiveness of each company’s customer service team based on our secret shopper analysis.
- Reputation: Good extended warranty providers consistently provide quality experiences. Our team takes into account BBB ratings and the company’s history of reliable service when giving this score.
- Transparency: Customers value a commitment to open and honest communication when it comes to vehicle service contracts. Our team of experts takes into account the availability of money-back guarantees and sample contracts.