Toyota and its luxury counterpart Lexus are known for being reliable, but every vehicle will require at least a few repairs over the course of its lifetime. If you’re thinking about purchasing a Toyota, you may be wondering: How much does Toyota maintenance cost?

In this article, we’ll break down the factors that determine the average Toyota maintenance cost, including reliability ratings and typical repair prices. We’ll also show you how an extended warranty can make Toyota maintenance cost less.

Read on to find out more, and use the buttons below to get a free quote from Endurance, one of the best extended car warranty companies on the market.

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What Goes Into Toyota Maintenance Costs?

To understand the typical Toyota maintenance cost, you should take a look at the manufacturer’s reliability ratings, common repairs, and the cost of Toyota scheduled maintenance.

Some reliable resources that can help you learn more about Toyota’s reliability include RepairPal, J.D. Power, and Kelley Blue Book (KBB). You can see Toyota’s ratings from each source below.

RepairPal 2020 Reliability Rating  4.0 out of 5.0, “Excellent”
2019 J.D. Power Awards Received three dependability awards and two performance awards
KBB 2020 Expert Rating 4.0 to 4.9 out of 5.0 (varies by model)
KBB 2020 Consumer Rating  3.6 to 4.7 out of 5.0 (varies by model)

RepairPal Reliability and Toyota Maintenance Cost

In terms of reliability, Toyota ranks eighth out of the 32 car brands rated by RepairPal. RepairPal reliability ratings take into consideration three major factors:

  • Average annual cost of repairs
  • Frequency of trips to the repair shop
  • Likelihood that repairs will be considered severe

The table below compares Toyota’s ratings to the industry averages, which RepairPal calculated based on the ratings of 345 unique car models.

RepairPal Reliability Category Toyota Average Industry Average
Annual cost of repairs $441 $652
Frequency of repair shop visits 0.3 visits per year 0.4 visits per year
Severity of repairs 12 percent
of repairs considered severe
12 percent
of repairs considered severe

As you can see, Toyotas are highly reliable vehicles, and the annual average Toyota maintenance cost is about $200 less than the average across all car brands. RepairPal also gives reliability ratings to specific vehicle models, which can help you get a better understanding of your Toyota’s dependability.

J.D. Power Awards for Toyota Reliability

In 2019, Toyota and Lexus won five awards from J.D. Power. Three of these awards were Dependability Awards, and two were Performance Awards. Here’s a breakdown of the ratings:

J.D. Power Award Winning Make/Model
2019 J.D. Power Dependability AwardTM for compact vehicles 2016 Lexus ES 350
2019 J.D. Power Dependability AwardTM for midsize vehicles 2016 Toyota Camry
2019 J.D. Power Performance AwardTM for large vehicles 2016 Toyota Tundra 
2019 J.D. Power Performance AwardTM for small vehicles 2019 Toyota Yaris 
2019 J.D. Power Performance AwardTM for large vehicles 2019 Toyota Avalon

These awards are impressive and bode well for Toyota’s reliability, especially if you own one of the models listed above.

Kelley Blue Book Ratings for Toyota

KBB gives two ratings to every Toyota model: an Expert Rating and a Consumer Rating. 

According to KBB Expert Ratings, the top Toyota models are the 2019 RAV4 SUV and the 2019 RAV4 Hybrid SUV.

The top-rated Toyota models according to KBB consumers, however, are the 2020 Toyota 86 Coupe and the Avalon Hybrid Sedan, which both earned perfect 5.0-star ratings.

How Much Does Toyota Maintenance Cost?

The average annual Toyota maintenance cost is $441, according to RepairPal. This is significantly lower than the $652 national average across all car brands.

These are some of the most common repairs reported by Toyota owners and what they cost, according to RepairPal:

  • Brake pad replacement: $205 to $286
  • Water pump replacement: $288 to $1,750
  • Head gasket replacement: $1,609 to $3,302
  • Spark plug replacement: $127 to $456
  • Alternator replacement: $464 to $795
  • Starter replacement: $393 to $423
  • Fuel pump replacement: $665 to $2,103
  • Catalytic converter replacement: $1,446 to $1,506
  • Radiator replacement: $528 to $853
  • Valve cover replacement: $159 to $533

You can avoid paying some of these Toyota maintenance costs out of pocket by purchasing a Toyota extended warranty. Keep in mind that extended car warranties don’t cover every repair, and most do not cover the cost of recommended maintenance. However, they can significantly reduce the financial burden of unexpected repairs, which can lower your average Toyota maintenance cost.

Toyota Maintenance Cost: Scheduled Service

Even if you have an extended warranty that covers the cost of breakdowns, it’s still important to get your car serviced regularly to avoid needing repairs. In fact, most extended warranties can be voided if you don’t follow the manufacturer’s recommended maintenance schedule.

Luckily, every new Toyota comes with ToyotaCare, which covers scheduled maintenance for 2 years or 25,000 miles. 

To take advantage of this benefit, bring your vehicle to any Toyota dealership. During your service visit, a technician will check fluid levels, filters, and other wear-and-tear items, and perform any regular maintenance and repairs using genuine Toyota parts. You can also take your vehicle to Toyota service centers for car maintenance including synthetic oil changes and tire rotations.

Once your ToyotaCare coverage expires, however, you must pay Toyota maintenance costs out of pocket.

How Car Warranties Make Toyota Maintenance Cost Affordable

Even though Toyotas are reliable vehicles, they can still rack up high repair bills. An extended car warranty could save you thousands of dollars on Toyota maintenance costs over the course of your vehicle’s lifetime. 

Extended car warranties can be bought either from the manufacturer or from a number of reputable extended car warranty companies. Many significant repairs are covered under these vehicle protection plans, which can lower your annual Toyota maintenance cost—if the covered repairs outweigh the price of the warranty.

Our Recommended Extended Warranty Providers

If you’re looking for an extended warranty to help lower your annual Toyota maintenance cost, we recommend looking into plans from Endurance and CarShield. These companies both scored highly in our review of every major warranty provider on the market. Read on to find out more about why we recommend these companies and to see how you can get a free quote.

Endurance: Best Coverage

An Endurance extended car warranty provides the best coverage on the market. This company is known for its comprehensive plans, prominent industry reputation, and extensive benefits. Plus, there are plenty of positive Endurance warranty reviews online that bode well for the company’s trustworthiness and customer care.

Endurance has six coverage plans to choose from, each with its own purpose:

Plan Best For Coverage
Supreme Drivers looking
for maximum peace of mind
Bumper-to-bumper
exclusionary coverage
Superior Cars with poor reliability ratings Highest level of
stated-component coverage
Secure Plus Drivers who need coverage fast Enhanced powertrain coverage
Secure Drivers on a budget Affordable basic powertrain coverage
Select Premier High-mileage vehicles Coverage designed for high-mileage cars
EnduranceAdvantage™ Drivers who want mechanical coverage Covers mechanical breakdowns as well as maintenance

Every new Endurance customer also receives a free year of Endurance Elite Membership. This program has the most comprehensive benefits in the industry, including:

  • 24/7 roadside assistance
  • Tire repairs and replacements
  • Key fob repairs and replacements
  • Identity theft protection
  • Up to $5,000 in repair financing loans
  • $250 in vouchers to spend with Endurance partner retailers

If you think Endurance coverage could be a good choice to lower your Toyota maintenance costs, click below to get a free quote.

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Endurance is our pick for best direct provider with its comprehensive coverage options.

CarShield: Best Value

CarShield is known for having the best car warranty options for drivers on a budget. CarShield plans offer affordable comprehensive coverage and come with standard benefits like rental car reimbursement, 24/7 roadside assistance, and courtesy towing.

CarShield has five coverage levels to choose from for cars:

Plan Best For Coverage
Diamond Unreliable vehicles that require expensive maintenance services Bumper-to-bumper coverage
Platinum High-mileage vehicles Comprehensive coverage designed
for high-mileage cars
Gold Reliable vehicles that have
a high frequency of severe repairs
Enhanced powertrain coverage
Silver Drivers on a budget Affordable basic powertrain coverage
Aluminum Cars with high-tech components
that could need expensive repairs
Specialty coverage for high-tech systems

CarShield is also our only top recommended provider to offer extended warranty protection for motorcycles and all-terrain vehicles.

To learn more about CarShield coverage and costs, read our full CarShield review. Or, to get a free personalized quote to see how much you could save on Toyota maintenance costs, use the buttons below.

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Our research found this provider to be the most affordable. Plus, it offers monthly plans.