State Farm In-Drive System Like OnStar, But Will Lower Your Insurance Rates

Amy Tokic
by Amy Tokic

If you have a car insurance policy with State Farm, you may be interested in adding on the company’s new In-Drive services system. This system will help you out with emergency response assistance, roadside assistance, stolen vehicle tracking, vehicle diagnostic alerts and maintenance alerts.

Partnering with Huges Telematics, State Farm’s In-Drive system is an easy-to-install device that works in most vehicles made after 1995. It’s great for those of you who want the new connected vehicle services without buying a new car.

A feature that parents of teen drivers will especially like is that they can receive speed and location alerts on their vehicle while another family member is behind the wheel. On top of that, State Farm can use the system to monitor your driving habits – this is an optional service called Drive Safe and Save. If you choose to opt in, In-Drive will provide driving performance data and your savings will be based on mileage, turns, acceleration, braking, speed and time of day vehicle is operated. State Farm says the savings can be anywhere from 10 to 50 percent.

The In-Drive system services are available in three different packages. For the first six months, the basic package will be free after a $10 activation fee. Other packages will range in cost from $5 a month to $14.99 a month, plus applicable taxes.

Amy Tokic
Amy Tokic

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  • Gale Nunes Gale Nunes on Aug 29, 2011

    I have a notice from State Farm that I can get 12 months free of On-Star. I want to know about the hands free calling and what that expense is. Also what's the catch here. Things are seldom FREE.

  • Tc62sar Tc62sar on Jan 10, 2013

    5 pecent reduction in prem. Seems like a break even or will cost more than the 5 percent reduction in prem. amount. Anything that collects data, such as by chance going 58 in a 55 speed zone, well I go my ans.

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