Premier Protection Services Extended Warranty Review

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As your vehicle begins to age, it will likely face more mechanical problems that require professional servicing. An extended vehicle protection plan like those offered by Premier Protection Services is one way to help plan for the cost of car ownership.

As with any product, it is a good idea to compare prices and reviews before making a final decision about auto warranty coverage. This article will help you determine if Premier Protection Services is worth your time by breaking down the company’s plan costs, reputation, customer reviews, and claims process.

We also see how Premier Protection Services stacks up against some of the best extended car warranty providers. In addition to reading this article, be sure to compare prices and plans for yourself. You can start getting free quotes from our top recommended warranty companies using the buttons above.

Premier Protection Services is worth a look if you are comparing price options. The quotes we received from this provider were about average for the industry, and plans come with some standard perks.

However, there are more established competitors with stronger records on the market. Premier Protection Services doesn’t have much in the way of reviews, so it’s hard to get a feel for customer service. Unless you are offered especially generous contract terms, you may want to consider other providers.

Premier Protection Services, or PPS, sells car warranties directly to customers across the US. All Premier Protection Services plans are administered by Marathon Group, Allegiance Administrators, and Royal Administration Services. Each of these companies is well-known within the auto warranty industry and provides reliable claims servicing.

While Premier Protection Services still maintains a company website, it seems to have changed its name. When we tried to call the phone number on its website, we were connected with a company called Driver’s Protection. Both companies are located in Missouri and offer the same vehicle service plans.

We’ve collected quotes from many extended warranty providers for the same vehicle. Comparing prices among providers can be difficult because each offers different financing terms and coverage lengths. While one provider may have lower monthly payments, it could have a higher total cost. One plan may have a lower final price but cover your vehicle for fewer years.

We found the average cost per year of coverage for a full bumper-to-bumper warranty to be around $840. This is very close to the terms offered by Premier Protection Services. A $100 deductible and 15-month financing term are both fairly standard as well.

Overall, the price range of a Premier Protection Services extended warranty is competitive but not exceptional.

With a Premier Protection Services extended warranty, your vehicle can be serviced by any mechanic certified by the National Institute for Automotive Service Excellence (ASE®). Simply contact your administrator’s claims department before any work is performed. If a repair is approved, you will be issued an authorization number. Your administrator will pay the mechanic directly, minus your deductible.

If your vehicle needs service and your administrator’s claims office is closed, you can pay for the repairs yourself and be reimbursed afterward.

Premier Protection Services holds a C+ rating from the Better Business Bureau (BBB). There have been very few customer reviews posted or complaints filed against the company in the past three years.

Drivers Protection, however, has an F rating from the BBB and has received 15 complaints in the past three years. Customers most often complain about poor customer service and denied claims. Such complaints are typical for an extended warranty provider and not necessarily indicative of a bad company.

Premier Protection Services does not have an especially strong online or industry reputation. We’re hesitant to recommend it over more established providers.

Endurance is one of the few car warranty providers to be named to the 2020 Inc. 5000, a list of the fastest-growing companies in the US. It sells six levels of coverage that range from basic powertrain plans to exclusionary bumper-to-bumper contracts, some of which even include coverage for routine maintenance services.

While Endurance warranties run a little more expensive than other contracts, they also provide superior coverage and more comprehensive benefits, including a free year of Endurance Elite Benefits, which gives drivers key fob and tire replacements, total loss protection, access to the Endurance mobile app, and more.

See how much you would pay for Endurance coverage by clicking below.

Our rating: 4.6 out of 5.0

Endurance is our pick for best coverage with its comprehensive warranty options.

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CARCHEX is another highly reputable provider. It has made the Inc. 5000 list of fastest-growing companies eight times, most recently in 2018. CARCHEX partners with industry leaders like Kelley Blue Book and Edmunds.com. It is one of the oldest extended warranty providers, holds an A+ rating from the BBB, and has scores of positive customer reviews.

If you are looking for a low-cost option, CARCHEX has some of the best rates among our top providers. CARCHEX quoted us lower prices than Premier Protection Services. It is certainly worth looking into a CARCHEX contract if you are considering an extended service contract for your new or used vehicle.

You can get a free quote from CARCHEX below.

Our rating: 4.4 out of 5.0

Our research found this provider to be the best for used cars.